Buy or Sell your Florida Home without a Realtor.

Sell Without Suits. Buy Without Pressure.

Buy direct and
earn up to 1% back.

Move with confidence, no strings attached.

Break free from the old model and skip extra fees.

No Middlemen. No 6% Fees.
Sign Up to Skip the Realtor

Creating an account is free!

Tired of the Old Real Estate Headaches?

High commissions, pushy agents, confusing processes — it’s time for something better.

Traditional real estate is built around agents chasing commissions, not your best interests. Buyers deal with pressure and poor communication, while sellers lose thousands to inflated fees.

HOYO changes that. No agents pushing you, no 6% commission — just a simpler way to buy and sell, with guidance only when you need it.

Trusted by Florida’s Leading Real Estate Partners

Recognized by leading organizations that help buyers and sellers succeed every day.

Three Steps to Skip the Realtor

Whether you’re buying or selling, sign up with Home On Your Own and keep it simple.

Looking to Buy?

  • Browse Listings
  • Tour
  • To Buy & Get Cash back

Discover the no-realtor way to buy

Get up to 1% cash back at closing — all without an agent in the middle. After signing up on HOYO, browse curated listings at your own pace, and make offers with confidence.

Discover the no-realtor way to buy

Get up to 1% cash back at closing — all without an agent in the middle. After signing up on HOYO, browse curated listings at your own pace, and make offers with confidence.

Discover the no-realtor way to buy

Get up to 1% cash back at closing – all without an agent in the middle. After signing up on HOYO, browse curated listings at your own pace, and make offers with confidence.

Find My Next Home

Ready to Sell?

  • Create a Listing
  • MLS Exposure
  • Sell & Save

Discover the no-realtor way to sell

Save up to 3.5% on commission — no agents, no pressure. After signing up on HOYO, list your home with expert guidance, and connect only with serious buyers.

Discover the no-realtor way to sell

Save up to 3.5% on commission — no agents, no pressure. After signing up
on HOYO, list your home with expert guidance, and connect only with
serious buyers.

Discover the no-realtor way to sell

Save up to 3.5% on commission – no agents, no pressure. After signing up on HOYO, list your home with expert guidance, and connect only with serious buyers.

List My Home Today

See Your Savings in Seconds

Use our quick calculator to see how much cash back you earn when buying – or how much more you save when selling with HOYO.

Buying a Home?

What You Could Get Back

UP to 1% Back

Selling a Home?

What You’d Pay

Buying a Home?

What You Could Get Back

UP to 1% Back

Selling a Home?

What You’d Pay

How It Works

When sellers list with HOYO, they only pay 2.5% instead of the traditional 6%. From that, HOYO gives buyers back up to 1% at closing. That means sellers save thousands, and buyers earn cash back – a win-win without realtor middlemen.

Homes You’ll Love, Available Now

Browse the newest listings on HOYO and start picturing your next move.

17 BRADEN CASTLE DRIVE BRADENTON FL 34208

$195,000

Property Type: SF Residence
Heated SqFt: 854 sqft
Bedrooms: 1
Bathrooms: 1

4011 VENETIAN BAY DRIVE KISSIMMEE FL 34741

$275,000

Property Type: Townhouse
Heated SqFt: 1,470 sqft
Bedrooms: 4
Bathrooms: 3

8670 88TH PLACE OCALA FL 34481

$299,999

Property Type: Townhouse
Heated SqFt: 854 sqft
Bedrooms: 3
Bathrooms: 2

2585 MANESHAW LANE KISSIMMEE FL 34747

$389,000

Property Type: Townhouse
Heated SqFt: 1,440 sqft
Bedrooms: 3
Bathrooms: 3

34 SPORTSMAN TER Rotonda West FL 33947

$449,200

Property Type: SF Residence
Heated SqFt: 2,006 sqft
Bedrooms: 3
Bathrooms: 2

9233 SOUTHERN BREEZE DRIVE ORLANDO FL 32836

$3,985,000

Property Type: SF Residence
Heated SqFt: 6,346 sqft
Bedrooms: 7
Bathrooms: 6

1148 GRAND TRAVERSE PARKWAY REUNION FL 34747

$14,500,000

Property Type: SF Residence
Heated SqFt: 17,694 sqft
Bedrooms: 16
Bathrooms: 20

323 DORADO BEACH EAST DORADO PR 00646

$25,900,000

Property Type: SF Residence
Heated SqFt: 8,137sqft
Bedrooms: 8
Bathrooms: 12

Click ‘Search Homes’ to browse by address, neighborhood, city, or ZIP code.

Sell Smarter, Get Your Home Everywhere Buyers Look

With HOYO, your home is listed on the MLS and syndicated across leading real estate sites where buyers are already searching – while you keep more of your equity.

See What’s Possible with HOYO

List smarter: wider exposure, faster sales, and lower commission.

Real People. Real Savings.

See how sellers kept more equity and buyers earned cash back with HOYO’s smarter way to move.

Buyer Testimonial

Seller Testimonial

Why HOYO

HOYO makes buying or selling your home simple and cost-effective. You’re always in charge, with built-in support whenever you need it – and lower costs every step of the way.

Save Thousands

Lower commissions mean more money in your pocket.

Take the Lead

List, buy, or negotiate
on your own terms.

Expert Support

Guidance available whenever you need it.

Trusted Network

Access vetted vendors
like appraisers and
finance partners.

No Middleman

Skip the high-pressure tactics and hidden fees.

Learn on the Go

The Home On Your Own Podcast brings you practical tips and real stories to help you buy or sell without agents. Listen anywhere – at home, on the road, or while house hunting.

Episode 1: Skip the Realtor: The New Way to Buy and Sell Homes

Episode 2: Stop Overpaying! How Home Buyers Save Big with HOYO

Episode 3: Sell Fast, Save Thousands: Your No-Agent Home Sale Guide

Learn With Us Live

Got questions? Join our free webinar on December 3 at 1 PM EST. We’ll walk you through the process, share expert insights, and answer your questions in real time.

Built for People, Not Commissions

HOYO was created to give buyers and sellers control, clarity, and real savings – without the middleman.

For too long, the real estate system has put agents and commissions ahead of people. Sellers lose a big chunk of their equity, and buyers are left in the dark about costs and options. We knew it could be different. HOYO was built to flip the model: put you in control of your transaction while keeping the process simple, transparent, and fully supported. With the right tools and guidance, you can buy or sell your home with confidence – and keep thousands more in your pocket.

Tips, Stories & Insights

Browse our latest posts for smart ways to save money and move with confidence.

Reliable.
Licensed. Secure.

HOYO is a licensed Florida brokerage with verified MLS access and a fully
protected process.

Buying or selling a home is one of life’s biggest
moves – and trust matters. With HOYO, every transaction
is backed by professional licensing, MLS compliance, and secure systems that protect your interests. You get the confidence of a traditional process without the hefty fees.

FAQ

What is Home On Your Own?

Home On Your Own is a platform that empowers you to buy and sell real estate on your own terms, without the need for a traditional agent. We provide the tools, resources, and support to help you navigate the process confidently and save on commission fees.

What is Home On Your Own?

Home On Your Own is a platform that empowers you to buy and sell real estate on your own terms, without the need for a traditional agent. We provide the tools, resources, and support to help you navigate the process confidently and save on commission fees.

Does creating an account and using the platform cost me money?

No, creating an account is completely free. We only earn when you save money.

How does Home On Your Own help me save money?

When you sell with Home On Your Own, you can save up to 3.5% on commission fees compared to traditional real estate agents. When you buy, you can receive up to 1% cashback, putting more money in your pocket.

Is HOYO a licensed real estate brokerage?

Yes, HOYO was created by two successful Orlando area Realtors and are licensed to negotiate and assist with contractual obligations as your representative

Do I need a real estate agent to use Home On Your Own?

No! Home On Your Own is designed for buyers and sellers who want to take control of the process without an agent. However, we provide guidance and support every step of the way.

How much can I save when selling my home?

By selling with Home On Your Own, you can save up to 3.5% on commission fees, which translates to thousands of dollars in savings depending on the sale price of your home.

How do I list my home on Home On Your Own?

Listing your home is simple! Create an account, provide details about your property, and upload photos. We’ll guide you through the process to ensure your listing stands out.

What is Home On Your Own?

Home On Your Own is a platform that empowers you to buy and sell real estate on your own terms, without the need for a traditional agent. We provide the tools, resources, and support to help you navigate the process confidently and save on commission fees.

Ready to Save Thousands or
Earn Cash Back?

Start your journey today. List your home or find your
next one in just a few clicks.

We’re Here to Help

Buying or selling, big questions or small – our team is ready to guide you.

Fill out the form and we will get back to you as soon as possible.
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