Episode Overview
In this episode of The Home On Your Own Podcast, Dustin walks you step by step through how to use HOYO to find and buy a home in Central Florida without overpaying. You’ll learn how to search and filter listings, save favorites, request disclosures, schedule in-person or virtual tours, and submit offers directly through the platform.
Dustin also breaks down important buyer topics like inspection periods, deposits, closing timelines, common myths about down payments and pre-approvals, and how to avoid becoming “house broke.” Plus, he explains how HOYO’s 1% cash back and showing fee reimbursement can put real savings back in your pocket at closing.
What You Will Learn
- How to use HOYO’s search page to find homes in Central Florida, and which areas are currently covered
- How to read a property page, including photos, disclosures, features, amenities, taxes, HOA info, and map location
- How to save listings, request disclosures, and unlock full access by creating a free account
- How to schedule in-person or virtual tours, what the showing fees are, and how up to 500 dollars is reimbursed at closing
- How to plan showings wisely so you are not rushed and have enough time to see each home
- How to submit an offer through the platform using guided fields and info icons that explain deposits, loan types, timelines, and terms
- How to choose inspection periods, request seller credits, and use additional terms to protect yourself
- How vendor selection works for title, insurance, inspection, and home warranty, and when you can use your own partners
- How the system generates a real contract for you to preview before sending it to the seller
- How the buyer dashboard helps you track offers, transactions, appointments, budget, and saved homes in one place
- How the 1 percent cash back works for buyers, and when the amount may change based on the commission being offered on a listing
- Why most buyers do not need 20 percent down, the difference between prequalification and preapproval, and why you should not always shop at the very top of your preapproved price range
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