Buy Your Next Home in Florida
Without a Realtor
Search homes, schedule showings, and make offers with full support from licensed professionals. Save money and stay in control while receiving up to 1 percent cash back at closing.
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Free to join. No credit card required.
Why Buyers Trust HOYO
Home On Your Home was created by a licensed broker who has sold more than 300 homes and has seen how traditional real estate can fail buyers. Many buyers feel uncomfortable with agents, and the process is often confusing or pressured.
HOYO removes that stress by giving you a modern way to buy a home:
Full access to
MLS listings
A simple step-by-step
buying process
Licensed support
when you need it
Clear prices with
no hidden fees
Cash back
at closing
Everything is designed to help you buy confidently without relying on a traditional agent.
Can you really buy a home without a realtor?
Yes. HOYO was created by a licensed broker to give buyers a safe and simple way to purchase a home without paying unnecessary commissions. Every step follows required real estate procedures, all documents are legally compliant, and you stay in full control while still having support when you need it.
Key Points
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Save Money: No inflated commissions built into the price. Buyers can get up to 1 percent cash back.
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Stay Protected: Contracts, disclosures, and offer forms follow standard real estate rules.
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Full Support: Licensed professionals are available to guide you through every step.
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Simple Process: Schedule tours, make offers, and track everything in one dashboard.
How Buying Works on HOYO
Step 1: Search Homes in Your Area
Create a free account and access listings across Central Florida. Bookmark favorites and request disclosures.
Step 2: Schedule Tours
Choose in-person or virtual showings.
Pre-approved buyers pay $35. Non-pre-approved buyers pay $45.
HOYO reimburses up to $500 in showing fees at closing.
Step 3: Make an Offer in Minutes
Use the guided offer form with explanations for every field.
HOYO reviews your offer to ensure it looks correct before sending it to the seller.
Step 4: Get Up to 1 Percent Cash Back
At closing, buyers receive cash back from the seller’s commission.
Example: A 500,000 home gives you up to $5,000 at closing.
Buying a Home?
A safer, Simpler Way to Buy
Everything on the platform follows the required real estate protocols. All contracts, disclosures, and documents are built into the system.
You stay in control while HOYO guides you through:
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Preapproval
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Scheduling showings
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Making an offer
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Understanding timelines
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Reviewing seller disclosures
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Working with title, inspectors, and insurance partners
Buy your home with confidence and transparency from start to finish.
Platform Preview
Take a Look At Your Buyer Dashboard
Weekly Buyer Webinar
Learn How to Buy a Home Without a Realtor
Join our free weekly training where Dustin walks you through how to search, tour, and make offers using the HOYO platform. Perfect for first-time buyers or anyone who wants to understand the process before making a move.
Learn on the Go
The Home On Your Own Podcast brings you practical tips and real stories to help you buy or sell without agents. Listen anywhere - at home, on the road, or while house hunting.
FAQ
Common questions From Buyers
Do I need a realtor to buy a home with HOYO?
No. HOYO lets you search, tour, and make offers on your own. Licensed professionals are available if you need guidance at any step.
Do I need a realtor to buy a home with HOYO?
No. HOYO lets you search, tour, and make offers on your own. Licensed professionals are available if you need guidance at any step.
Is it really free to create an account?
No, creating an account is completely free. We only earn when you save money.
How does the 1 percent cash back work for buyers?
When you sell with Home On Your Own, you can save up to 3.5% on commission fees compared to traditional real estate agents. When you buy, you can receive up to 1% cashback, putting more money in your pocket.
Is HOYO safe and legal to use?
Yes, HOYO was created by two successful Orlando area Realtors and are licensed to negotiate and assist with contractual obligations as your representative
How do tours work?
No! Home On Your Own is designed for buyers and sellers who want to take control of the process without an agent. However, we provide guidance and support every step of the way.
Is HOYO a licensed real estate brokerage?
By selling with Home On Your Own, you can save up to 3.5% on commission fees, which translates to thousands of dollars in savings depending on the sale price of your home.
A safer, Simpler Way to Buy
Everything on the platform follows the required real estate protocols. All contracts, disclosures, and documents are built into the system.
